2015 Will Be the Year When Nothing Happened
This guy is worth listening to.
Consider this:
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Data security. It will get a lot worse before it gets better. Data breaches in commerce, industry, government, and the military have become so pervasive that we’re being forced as a society into a game change, which is probably the only way these things can be handled. But game changes take time to implement and impose. The basic problems come down to identity, communication, information, and money. You can come at it from any of these directions but the only true solution is to approach them all at the same time. If we can come up with better ways to define identity, to control communication, to secure information, and to define money then it gets a lot harder to steal any of these. None of these will happen in 2015.
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You can read the details on his site. He has bitten off a big hunk here, more that he, or anyone else can digest right now.
even get started.